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Luxury Car Wheel

Xpress Auto Financing

At Xpress Auto, we understand that car trouble rarely happens at a convenient time. That’s why we offer flexible financing options to help you get back on the road without the stress. Whether it’s unexpected repairs or urgent maintenance, we’re here to make it easier. Apply today, and get your car fixed as soon as tomorrow.

snap financing logo

Snap Finance is a lease-to-own / installment financing program that lets you take home needed merchandise immediately, furniture, electronics, tires, appliances, jewelry, and more, and pay over time. Funds go directly to the merchant, and once you've made all scheduled payments, the item is yours

  • No credit score required – Snap uses alternative data (income, bank history, etc.) instead of FICO scores.

  • Fast decisions – get approved in seconds with no impact on major credit bureaus 

  • Amounts from $300–$5,000 

  • 100-day payoff – reduce your costs if you can pay early 

  • Apply: Online, in-store, or via smartphone. Requires being 18+, steady income ($750–$1,000/mo), and a checking account 

  • Approval: Instant credit decision; no major credit pull 

  • Shop & Pay:

    • Lease-to-own: Snap buys the item and leases it to you.

    • Installment loan or retail installment contract: Snap covers the cost upfront; you pay them back incrementally

  • Manage payments: Use their mobile app or portal to track and pay for your schedule 

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